People who experience bankruptcy for the first time often wonder if there is such a thing as credit after bankruptcy. This is because many people who have declared bankruptcy are afraid that creditors would no longer have any confidence in them. However, we all know what bankruptcy is all about. It is not just about […]
Continue Reading
In the past, people who could not afford to pay off their student loans were able to file for bankruptcy. However, many people abused student loan bankruptcy, leading the government to make amendments to the law. Today, creditors can practically no longer be prevented from collecting by the debtor’s declaration of student loan bankruptcy. There […]
Continue Reading
As you get to the end of the month, your finances start to get stretched. Maybe an unexpected bill came in, maybe the post delayed your cheque to the credit card company. However it happened, you’re not alone – most people today will have bad credit or some strikes against their credit record. It’s important […]
Continue Reading
If you are in credit card debt, you should consider debt management to help avoid things like bankruptcy and help you clear your debts. Good credit card debt management should give you a realistic method to deal with your spiraling debts. You have probably already noticed that your creditor’s high interest and late fees are […]
Continue Reading
Unfortunately, not all debt consolidation companies are legitimate. To avoid the shady companies, educate yourself on the debt consolidation process and watch out for these warning signs. Quote Unusually Low Monthly Payments A debt consolidation company works with creditors to lower your interest rates. Creditors have predetermined rates that they will lower too, so every […]
Continue Reading
Although bankruptcy is seemingly quite common in the world today, there are still many people who understand very little about the way that the whole process works. A lot of bankruptcy questions still proliferate on the internet and there just can’t seem to be enough resources to answer them all. Here are some of the […]
Continue Reading
Are you sick of paying interest on your monthly student loans with no end in sight? Afraid of cash-flow problems that may prevent you from paying your student loans on time? I know I was and there is a solution to this problem. It is called student loan consolidation. What is Student Loan Consolidation? Student […]
Continue Reading
Significant credit card debt is not unusual today with many individuals carrying credit card debt of $9,500 on average. With such balances and high-interest rates ranging from 18-25%, debt management and debt consolidation services may be a good option if you ever want that debt to disappear. Debt consolidation can help you better manage your […]
Continue Reading
Bankruptcy lawyers are the ones to whom you could turn for help when you find yourself in a pool of debt and you think that there is no other way out. Bankruptcy is the legal procedure that permits the debtor to permanently or temporarily avoid the payment of his personal debts provided that there are […]
Continue Reading
Bankruptcy is the state of not being able to pay off your creditors. It is, in fact, a legally declared state. This means that any businesses that declare bankruptcy are legally freed from their debts. Although the purpose of declaring business bankruptcy is to give the debtors a fresh start, many people still believe that […]
Continue Reading
